Investment Account Options

Anchor Bay offers a variety of account options.
Our professionals will guide you in selecting
the one that is right for you.

Brokerage Accounts

A standard discretionary investment account funded with after-tax dollars. Tax efficiency is a key characteristic of brokerage accounts managed by Anchor Bay. After determination of the optimal mix of assets, top priorities include placement of tax advantaged investments in the brokerage account and non-tax-advantaged investments in the retirement savings plan, if any.

Retirement Accounts

401(k)
There are many advantages to saving for retirement through your workplace retirement savings plan, including a potential match from your company, as well as professional management of your investments. Read about 401K rollover options that apply when you are ready to retire or change jobs.

IRA
An Individual Retirement Account (IRA) is a brokerage account that allows earnings to compound over time on either a federally tax-free or tax-deferred basis. Investments in tax-advantaged accounts can compound more quickly than those in taxable accounts. There are two kinds of IRAs: Traditional and Roth. Both offer the potential for tax-advantaged growth of earnings and allow you to choose from a wide range of investments, including mutual funds, stocks, bonds and/or treasuries, and CDs.

Traditional IRA
Money in a Traditional IRA grows tax-deferred and is taxed when withdrawn. If you withdraw the money before age 59½, you generally must pay a penalty, subject to certain exceptions. If you think your tax rate in retirement will be lower than it is now and you do not plan to withdraw the money before age 59½, a Traditional IRA may be the better choice for you.

Roth IRA
Money in a Roth IRA is not federally taxed when it is withdrawn, and you can withdraw your contributions any time without penalty. Earnings may be withdrawn without penalty if you are under 59 1/2 with an IRS qualifying reason. If you think that when you retire your tax rate will be higher and/or you might need the money before age 59 1/2, the Roth IRA might be the better choice for you to consider. Early withdrawal of earnings may be subject to penalties or taxes.

Other Account Types

Ask us about other types of accounts that may be appropriate for your situation including Custodial, Trust, Estate, and educational funding including Educational Savings, Section 529 and state-sponsored Prepaid Tuition plans.

Investment Account Options

Anchor Bay offers a variety of account options. Our professionals will guide you in selecting the one that is right for you.

Brokerage Accounts

Retirement Accounts

Other Account Types

Anchor Bay offers a variety of account options.
Our professionals will guide you in selecting
the one that is right for you.