Personal and Private Wealth Management Because...

You once made a promise to yourself about the future

Anchor Bay's Private Wealth Management practice specializes in meeting the complex financial challenges of individuals and families with substantial investable assets.

We specialize in providing our clients with custom-tailored financial solutions and a level of sophistication and access to expertise and investments typically reserved for large corporations, financial institutions and governments.

Our distinct combination of best practices, intimate client insights and strategic thinking can make a significant difference in helping clients address issues such as:

• Managing sizable retirement assets
• Diversifying from a concentrated stock position
• Buying or selling a business
• Intergenerational wealth transfer
• Integrating philanthropic and investment goals

Asset Allocation and Asset Management

Asset allocation and asset management are two of the most critical keys to long-term investing success. Over the years, our recommendations have added significant value to our clients' portfolios while protecting against market volatility and unnecessary risk.

Time has proven two things when it comes to investment portfolios: Individual investments perform differently over time, and a well diversified portfolio can help offset the risks associated with the ebb and flow of the markets.

Building a well diversified portfolio begins with asset allocation—the distribution of assets among different asset classes, such as stocks, bonds and cash equivalent instruments.

Anchor Bay investment professionals devote a great deal of time to the study and practice of asset allocation, primarily because a diversified investment plan offers many advantages to our clients, including the potential to:

• Provide more consistent long-term performance
• Reduce overall portfilio risk
• Smooth over the impact of market volatility

Planning for Retirement

Making a comfortable transition to retirement requires advance planning, and once you’re there you need a well thought out plan to help you manage the distribution of your hard-earned savings.

As you head toward retirement, factors that may be of concern to you include:

• Maintaining growth potential and diversity across and within asset classes
• Placing tax-efficient investments in taxable accounts
• Placing less tax-effecient investments in tax-deferred accounts
• Choosing the right mix of investment instruments to help meet your timetable and your goals

Once you reach retirement, you'll need to:

• Determine a cash-flow plan to provide retirement income
• Adjust your asset allocation strategy for different stages of retirement
• Understand the Minimum Required Distributions (MRD) for your plans
• And much more...

Charitable Gifting

Gifting assets to a charity for altruistic reasons can also provide attractive tax benefits

Anchor Bay has a unique understanding of the relationship between charitable organizations and their benefactors and can help you address the complex wealth management issues involved in planned giving programs.

We offer comprehensive administrative and investment management services for planned giving, whether your interests include colleges and universities, private schools, cultural institutions or healthcare and social service.