May Newsletter

May 4th, 2018 by Jeran Van Alfen, CFP®

It’s May which means most of us are busy with Spring cleaning projects or end of the school year activities.  It is definitely a busy time of the year and it is no different here at Anchor Bay.  This month there are several items that we want you to be aware of.  Please read on to get up to date


Markets Working on Lateral Movement

May 4th, 2018 by Tanner Wrisley

On January 26th of this year, the S&P 500 hit an all-time high of 2,872.87. We have since come down from there with the market trading in a range from around 2,600-2,800.  Leading up to the end of January, the equity market had risen about 52% in almost two years, while maintaining record low volatility.  Before that were seven more


Choosing the Right Credit Card

May 4th, 2018 by Jeran Van Alfen, CFP®

Do you have a balance on a credit card that is aggravating you?  You are not alone.  The U.S. as a whole is faced with a huge stockpile of credit card debt. As of 2017, the average balance for every household utilizing a credit card was $15,983[1].  With credit being so accessible and our increasing appetite as consumers, it is


April Newsletter

April 9th, 2018 by Jeran Van Alfen, CFP®

It’s April which means Spring has arrived and the flower fields are in full bloom here in Carlsbad. It’s a great time of year and here by the beach many people are becoming more active as the daylight gets longer. This includes Anchor Bay as last weekend our team had a great time running in the Del Mar Mud Run. This


The Bridge between Policy and Stock Prices: Understanding the economic factor

April 9th, 2018 by Tanner Wrisley

Since the last election, the Trump Administration’s actions have moved the stock market up and down many times. This is a result common amongst any major governmental policy. But what are the economics behind these moves? I believe many individuals, investors, and media outlets look right past the bridge between policy and the stock prices. Economics drive the markets that


How to Fix Your Overspending Habit

March 30th, 2018 by Jeran Van Alfen, CFP®

Are you trapped in a cycle of overspending? Have you developed an addiction to buying on credit that you cannot seem to break even though you are filled with guilt and regret each time you see your statement? On top of it all, do you find it impossible to save for retirement or a rainy day? Overspending has become a


Stock Market Update 3/22/2018

March 22nd, 2018 by Anchor Bay Capital's Investment Team

The stock market ended down today with the Dow Jones falling 2.9% and the S&P 500 down 2.5%.  These movements were largely in response to President Trump directing the Office of the U.S. Trade Representative to enact as much as $60 billion in new tariffs against China as a retaliation against unfair trade practices including intellectual property theft.  These market


Personal cash flow statement- What it is and why you need one

March 16th, 2018 by Jeran Van Alfen, CFP®

Do you know where all of your money goes? Do you wonder why as soon as you get paid, the money just seems to disappear leaving you broke until the next paycheck? And what about saving for the future, or do you plan on working for the rest of your life? Any successful business has a budget and so should


Using Technology to Create a Budget

March 9th, 2018 by Jeran Van Alfen, CFP®

  The financial success of any individual, family or business largely depends on how effective they are at budgeting.  My goal with this post is to show some helpful tools that will make creating and tracking a budget simple, fast and efficient.  However, before discussing the right tool to use, it is important to understand how mindset can affect the


March Market Insight

March 3rd, 2018 by Jeran Van Alfen, CFP®

February left on a negative note this week in the stock market. For the month the S&P 500 finished down 3.9%, while The Dow was down 4.3%.  This negative month broke a 15 month trend in stocks.  The change in momentum has definitely raised questions of what is going to happen next.  While none of us can predict the future,


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