Estate Planning is Not Just for the Rich

May 17th, 2019 by Jim Allen

Thinking about death is an uncomfortable topic for most people. Then, when you phrase it as “estate planning”, most people just say “well that is for wealthy people” and rationalize that they do not need to do it. The reality is that everyone needs to plan for what happens with their eventual death or incapacity. While the truly wealthy may

Portfolio Manager Commentary

May 10th, 2019 by Jonathan Chatfield, CFA

China Jitters. This past week, worries about trade tensions with China have elevated stock market volatility. President Trump announced tariffs on $200 billion in Chinese goods will rise from 10% to 25% at 12:01 am on Friday, May 10th, due to a lack of commitment by China. China appeared to be backtracking on key agreements concerning intellectual property rights and

Pardon Our Dust…

May 10th, 2019 by Anchor Bay Capital's Investment Team

We have moved to a different suite in our office building while the remodel of our office is in progress. We expect to be in the temporary space for the next four to six weeks and we look forward to giving you a tour of our upgraded space on your next visit.   Sincerely, The Anchor Bay Team

Building Your Retirement Income Pyramid

May 6th, 2019 by Jim Allen

One of the biggest concerns we hear from clients that are thinking about the transition to retirement is “How am I going to replace my paycheck? “ This is a major point of stress for pre-retirees and retirees and there isn’t always a clear cut solution. In some ways, creating retirement income is like a giant jigsaw puzzle where all

No Pain – No Gain: Financial Fitness and Physical Fitness Both Require Commitment

April 25th, 2019 by Jim Allen

No Pain – No Gain; we have all heard that saying as it relates to getting and staying in shape right? Getting in shape and staying in shape not only requires some sacrifice, but it also requires commitment. Going to the gym or starting the diet on January 1 as part of your New Year’s resolution usually doesn’t last long

Utilizing Tax Diversification and Tax Location to Lower Your Tax Bill

April 18th, 2019 by Tanner Wrisley

As an investor, the tax implications of an investment should always be on the forefront of one’s mind. Ignoring the consequences of a trade or opening the wrong type of account can create unintended tax burdens for an investor, sometimes without ever even withdrawing money from an account. If designed correctly, utilizing different financial account types, or “tax diversification” can

Five Tips for Getting the Most Out of Your 401(k)

April 16th, 2019 by Jim Allen

Over the past 30 years or so, the 401(k) had become the standard for employee retirement plans. Before that, companies typically provided a pension or profit sharing plan and assumed all of the cost and risk of an employee’s retirement. However, since the bulk of 401(k) contributions come from an employee’s own contributions, and the employee is assuming all of

2019 First Quarter Recap

April 9th, 2019 by Scott Spiering

1st Quarter Market Commentary by Scott Spiering, Founder and Chief Investment Strategist Coming off its worst quarterly performance in 7 years the S&P 500 made a substantial rebound from December 2018 lows. The rebound is being largely attributed to improving expectations for a trade deal with China and the end of tariffs. The Fed’s “dovish pivot” helped the S&P 500

Transitioning to Retirement – Use a Dimmer Switch Approach not a Light Switch

March 28th, 2019 by Jim Allen

While the thinking on what retirement is supposed to be has started to shift, for most people the idea / dream of retirement is to stop working altogether. This used to make sense when people worked primarily in manual labor jobs and life expectancy was much shorter than it is today. In the past, retirement was thought of as a

5 Facts about Dividends You May Not Know

March 22nd, 2019 by Tanner Wrisley

Dividends play an important role in an investor’s portfolio. A dividend is a distribution from company earnings, paid out to its shareholders. These nifty little payments can have a huge impact on an individual’s performance, taxes, and overall retirement well-being. When properly incorporated in an investor’s portfolio, they can help goose extra return from a stock, beyond the capital appreciation.

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