WHAT SETS US APART
1. Truly Personal Experience
You’ll feel it in every interaction you have with us. We treat you like family because in our eyes, you are. We get to truly know you and what’s important to you. And we make sure that working with us is convenient for you, whether you like to visit in person, call, email or connect by video conference. Our moto is to give you “the financial advice you need in the manner you desire.”
2. Financial Planning Focus
Planning is essential when it comes to major financial decisions and our approach is to work with all of our clients on a financial planning first basis. This means that the advice we give and everything we do is based on helping our clients get the most out of their journey through life. We also believe that financial planning is not just numbers and that you need to combine the “math” with the “person” in order to help achieve their goals and dreams.
3. Tax Planning Expertise
When it comes to building wealth, our philosophy is “It’s not what you make, but what you keep” that matters. This means that saving on taxes is an important part of every financial plan. Evaluating your tax situation and looking for every opportunity to lower your tax bill is core to our financial planning process. This is why we have licensed tax professionals as part of our financial planning team.
4. Fee-Only Fiduciary Advisors
We are acting as a fiduciary in every client relationship, meaning we are giving you advice that is in your best interest not ours. We believe that “what is in your best interest should be our only interest.” And we apply that philosophy to everything we do.
We also feel that paying a fee for advice is a superior approach to paying for products which creates potential conflicts of interest. We can provide our advice in a variety of fee structures including bundled wealth management using assets under management, flat planning fees, or hourly and subscription approaches depending on what works best for your unique situation.
5. The Frugal Investor Approach
Our investment and financial planning philosophy is based on our founder’s book “The Frugal Investor”. To put it simply we believe first in taking care of the money you can’t afford to lose – which we’re pretty sure is all of it. Then we bring you low-cost, long-term value and income-based investing. We don’t invest in mutual funds. We invest in stocks and bonds and low-cost ETF’s. And we’re unabashedly focused on low fees.
6. We Don’t Outsource Your Investments or Financial Planning
We personally choose the allocation that fits your personal objectives and within the financial plan we have designed. We then choose the investments which meet those objectives and are appropriate to you, and we re-balance and adjust as needed to keep you on the path to meeting your goals. In other words, we take responsibility for managing your investments and don’t pass it along to someone you have no relationship with.
7. Your Secure Personal Financial Website
We offer you your very own financial website where you can see all your financial information in one place. Here you can monitor all your balances for your investment accounts, credit cards, bank accounts, mortgage and more. You can utilize financial tools to create budgets and spending reports and integrate with your investment portfolio to see performance reports. And with our mobile app, you have access to all your information 24/7.
8. Your Money is Safe
We manage your money, but we do not have custody of your money. Your funds are safe and secure with third party custodians like Fidelity Investments, one of the largest and most trusted custodians.
9. A Dedicated Team
When you come to Anchor Bay Capital, you get a team, right here in our offices to guide you and watch over your finances. We are working with you in-person to provide customized, personalized advice from a highly credentialed and experienced team. We manage the money, select the investments and manage the assets. We don’t turn your money over to a third party, robo-advisor, or mutual fund. When you have questions you get to talk to your financial advisor or the portfolio manager who is making the investment decision.
10. Old-Fashioned Ethics
As technologically modern as we are, we also believe in the rather old-school approach of hard work, trust and integrity. We also believe that financial planning is both “art & science” when it comes to doing the best job for our clients. While we have state of the art technology, our clients also benefit from the wisdom that comes from our 100 years of combined investment and financial planning experience. We also believe in exceptional service, and we make ourselves available to you whenever you want to talk.
If this sounds like the kind of company you’d like to do business with, contact us. We’ll give you a no-cost, no-obligation evaluation of your financial situation.